How to create Wealth–Hard work or pure luck

Have you ever thought about how rich people became rich? Is it really hard work or just being in the right place at the right time?  We have all witness people who have established wealth but I wouldn’t say it all came from hard work.  Is it something out in the cosmos that place people in the right place at the right time and/or allow a person to be born in a wealthy family?  I also know people who have been working hard, dedicated, honest and selfless who has been working to establish millionaire status and it haven’t happened yet.. I know because I am one of those people who have worked hard but wealth seems to be far from reach.  One thing is for sure the rich keep getting richer in that wealth creates more wealth.

If the universe is listening I ask that you spread some of that “luck” on me. 

What are your thoughts on this subject? I am curious to know.  Let’s figure this out!